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256 Documents found. Displaying 251 - 256

Total and Permanent Disablement – TPD – It’s more complicated than you think


At first glance, lodging a TPD claim may look like a simple process. You advise your fund of your intention to make a claim and they send you out the paperwork required. This usually consists of a Claim Form for you to complete, a Medical Statement for your treating doctor to complete…

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Life Insurance and Income Protection – What you should look out for


One of the biggest problems clients face when making a claim on their Income Protection Insurance is that they were not adequately informed on all the terms and conditions of their policy when they bought it and subsequently how these terms and conditions are being interpreted by the Insurer. For example, these…

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Death and superannuation – what to expect


When a member of a fund passes away, the benefits under the fund will be distributed according to Superannuation Industry (Supervision) Act and the Deed under the applicable superannuation fund. There are generally two components to a death benefit, the accumulated funds in the account from the employer and the…

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Total and Permanent Disability Insurance (TPD Superannuation) and Loss of use Claim


TPD Superannuation means that a person is unable to work and earn as a result of injury or sickness even though they have the right education, training or experience. The insurance is therefore designed to provide lump sum benefits to the insured in case they are unable to work because…

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Income Protection Insurance Claims and Income disability insurance claims experts


Income protection insurance claims and income disability insurance claims in NSW has been designed to provide indemnity for income foregone by individuals who cannot work and earn as a result of injury or illness. The benefit constitutes up to 75% of an individual’s gross income after compensation. If you are…

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