Unable to Work Due to Illness Client Receives $250,000 TPD Insurance Payment

Published 20 Jan 2015

Our client was diagnosed with a severe physical illness in 2009, and subsequently developed a series of disabilities and mental health problems. Our client had attempted to continue work but the condition progressively deteriorated and they had to cease all work in 2013. As our client became unable to work due to illness, they were unable to receive monies from Workers Compensation or Public Liability.

Our client contacted Gerard Malouf and Partners due to the difficulty caused as a result of this illness. Our client had a history of labour intensive work which cannot continue and our client required money for ongoing treatment and living expenses, which had become critically urgent.

Thankfully, with the advice of Gerard Malouf and Partners, our client became aware that at the time of the illness they were insured for Total and Permanent Disability insurance in the amount of a quarter million dollars through the Superannuation Fund paid by their employer.

Gerard Malouf and Partners placed faith in our client’s TPD claim and proceeded with decisive action. We requested full payment of the quarter million dollars, providing detailed explanations and documents in support, and identifying the relevant evidence. We guided our client through each step of the process and advised our client on how to manoeuvre safely through the traps and pit falls. We acted quickly to keep the pressure on the insurer and as a result we were able to secure our client’s legal right in relation to this claim.

Insurers have increasingly tried to evade their responsibilities to pay for injuries and illnesses by hiding behind technicalities in their insurance policies.  If you are intending to make a TPD claim or are currently facing difficulties with an insurance companty please do not hesitate to contact our Superannuation team for a free consultation.


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