Published 22 Mar 2017
Your superannuation fund likely has a number of different types of insurance for members, whether it's income protection, total and permanent disability cover or accidental death benefits.
The Australian Securities & Investments Commission claims obtaining insurance through your super has a number of advantages, including cost-effectiveness and easy management due to automatic fee deductions.
However, you may face some difficulties when pursuing a claim, as fund trustees and insurers can be reluctant to approve a claim. If you've already had a payout rejected, or you want to be fully prepared before making a claim, a superannuation disputes lawyer can help.
Here are some of the benefits of opting for legal help in such circumstances.
Firms like Gerard Malouf & Partners Superannuation Lawyers have decades of experience dealing with claims, which means we understand how the process works and what tactics insurers and funds will use to avoid paying out.
While every client is different, we will have worked on many similar cases to yours over the years, enabling us to identify the salient points of your claim for the best possible result.
2. Access to experts
You often require evidence from medical experts and other professionals to support your claim.
Experienced superannuation dispute lawyers can communicate with your medical practitioner and other specialists to ensure insurers and fund trustees have all the information they need when making a decision.
3. No-win, no-fee structure
Some people are worried about the costs associated with pursuing a claim through a law firm, but we operate on a no-win, no-fee structure.
This means we pay all the upfront costs of the claim, and any fees that are accrued are only deducted if you receive a settlement.
4. Fight your corner in court
It is possible you may need to proceed to court if an insurer rejects your claim, especially when you feel you have a strong case.
This is where legal support becomes essential, as you will require experienced lawyers presenting evidence on your behalf to have the best chance of success.
5. Service guarantee
At Gerard Malouf & Partners Superannuation Lawyers, we offer a unique service guarantee that means any client who is not happy with us can request a fee reduction.
We also provide a 90-day complimentary trial of our superannuation dispute services to ensure you are happy to continue with us as your legal representatives.
Please contact us today to learn more.