Published 19 May 2015
Your superannuation fund is not only there to finance your retirement, there are often a number of clauses in your policy that can provide you with a financial safety net should things go wrong.
From critical illness cover and income protection insurance to total and permanent disability payments, your super can give you a much-needed monetary boost when your claim is approved.
However, not all cases are successful and you could be left severely out of pocket because of lost wages, medical bills and other costs linked to your injury or sickness. Pursuing a superannuation dispute could help you receive the money to which you are entitled.
Where do I start?
If an insurance company or super fund has rejected your claim, you'll want to read the small print on any documentation you've received to see whether or not you think their decision is legitimate.
Terms and conditions can be vague or difficult to understand, so the best course of action is to seek the services of experienced superannuation lawyers. Book a free consultation and discuss your case with a specialist - they'll be able to give you a better idea of whether or not you have a case.
What's the next step?
You will need to decide if you want to proceed. No-win, no-fee legal representation can remove the burden of costs, but there are still a number of other factors to consider.
Cases can be long and drawn out, which can add emotional strain at a time when you and your family are already likely under pressure. Nevertheless, you should always pursue your claim if you believe you've been unfairly rejected for benefits.
Is that everything?
An experienced legal team should be able to guide you through the entire process so there is as little stress on you as possible. A firm like Gerard Malouf & Partners can gather evidence on your behalf, interview witnesses and seek out experts to testify in your case.
You can rest assured that your claim is being handled by people who have decades of experience delivering results to those who have suffered serious injuries or illnesses.
We also offer a unique service guarantee that means we will lower our rates if you're unsatisfied with our work. Please contact us today on 1800 004 878 for more information or advice on pursuing a superannuation case.