Published 13 Jul 2015
Your superannuation saving is there to provide financial security for you and your family upon retirement. But did you realise that many people are entitled to make a claim on their super if they sustain an injury or get critically ill?
Whether it's due to an accident, a terminal disease or an unexpected mental or physical disability, there are many reasons why you may find yourself unable to do your job. This could cause significant money worries for those whose absence from their job continues over a long period of time.
Even if you're aware of the benefits available under your superannuation scheme, your provider or their insurer may reject your claim. In these circumstances, pursuing a superannuation dispute may be your only option.
Contact an experienced superannuation lawyer
A dispute can be a complex undertaking, so you'll need as much support as possible from an expert legal team. Our superannuation lawyers are dedicated to helping you shoulder the burden of launching a claim.
There may be many different types of protection available to you under your policy such as income support, death benefits, a TPD claim and critical illness cover.
The sums of money involved can provide assistance with lost earnings and superannuation, medical bills, care expenses and a wide range of costs that you would otherwise have to pay yourself.
Moreover insurance companies often go to extraordinary lengths to try and argue your claim is invalid. However experienced lawyers will gather evidence on your behalf and fight in your corner if the case goes to court.
What will the final outcome be?
Every case is different, so it's impossible to predict exactly what benefit amount you could be entitled to.
Nevertheless the severity of your injury or condition will have an impact on how much you receive if your case is successful. Serious accidents or illnesses often lead to payouts of hundreds of thousands or even millions of dollars.
Not all decisions go in favour of the claimant, unfortunately. To prevent losing out financially if a judge rules against you you should enlist the services of the no win, no fee suprannuation lawyers at Gerard Malouf & Partners.