Published 11 Nov 2015
It is important to remember that the onset of deadly diseases and illnesses can happen at any stage of our lives. Regardless of where we work, what we eat or how much we exercise, there is always a chance of developing a critical illness.
As such, the best way of understanding what could happen is by analysing statistics from similar demographics and recognising the symptoms. This is exactly what the National Stroke Foundation is looking to achieve after the revelation that women are more likely to die of a stroke than men, according to figures from the Australian Institute of Health and Welfare (AIHW).
A stroke is caused by a loss of blood supply to a section of the brain. Depending on the length or severity of the stroke, a person's mobility, thought process and speech could be permanently damaged. Given the irreparable nature of conditions caused by a stroke, person's quality of life and ability to work often suffers as a result - meaning a critical illness claim could be appropriate.
Stroke numbers by sex
Based on recently released 2013 statistics, a total of 6,368 women died as a result of a stroke that year - compared to just 4,181 men. This is somewhat surprising, but highlights the fact that critical illnesses can strike anyone at any time. Additionally, women between the ages of 45 and 64 years were the most commonly affect by the illness.
National Stroke Foundation Chief Executive Officer Dr Erin Lalor explained that the number of people experiencing a stroke is increasing in Australian society.
"Too many women are needlessly dying every year from stroke - a largely preventable disease. Mothers, sisters and friends' lives could be saved by knowledge of their stroke risk, making simple lifestyle changes or treating chronic conditions such as blood pressure," she said.
"Other than their longer life expectancy, research shows women have an increased burden of major stroke risk factors including high blood pressure, irregular heartbeat, diabetes, depression and obesity."
The National Stoke Foundation continued by stating the link between the illness and dementia. This is also a debilitating condition and can severely affect an individual's quality of life.
Critical illness compensation
All the same, if you suffer a stroke and have critical illness cover as part of your insurance or superannuation policy, you could be eligible for compensation. Not only can this money cover time taken off employment, but it can also be used to pay for medical treatment and procedures.
For more information on this process, contact our friendly consultancy team today.