Published 19 Apr 2016
With an ageing population and increasing volume of cancer victims and other critical diseases, the Australian government is currently looking at reforming the healthcare sector to ensure better care for those that are seriously ill.
While this should have an effect on the long-term experiences of people who are suffering from chronic illness, critical illness claims are still an important avenue for insuring a better life.
Government reforms as big as medicare
The government is aiming to transform the way Australians who are suffering from critical diseases and multiple conditions are cared for. Specifically, the its Healthier Medicare package is looking at ways to keep Australians out of hospitals and instead living happier and more fulfilling lives in specialist locations.
It is estimated that nearly one in five Australians are currently living with two or more chronic conditions. The reforms are being championed as one of the biggest changes to the system since the introduction of medicare 30 years ago.
Some of these conditions include:
Close to 65,000 Australians will take part in the initial trial, with about 200 medical clinics also taking part. The trial will begin in July 2017 and will finish in 2019.
Critical illness claims still important
While the government is looking at ways to increase the health of those living with chronic conditions, the effects of these changes will not be felt by most Australians for some years to come. To ensure you are in a position to live a full life, it is imperative you seek the expertise and advice of an experienced lawyer.
If you have been diagnosed with a critical illness and have a contract with an insurer to receive a lump sum amount, you can make a claim if you are medically diagnosed with any of the critical illnesses listed in your insurance policy.
Critical illness insurance claims can be difficult to put together on your own. Instead, it may pay to seek the expertise of an experienced lawyer. At Gerard Malouf and Partners, we offer a no win, no fee policy, which means we only take payment if you receive a favourable settlement.
As we know upfront costs can be a major barrier to making a claim, we initially cover a number of the costs associated to ensure that you are best prepared. Talk to Gerard Malouf and Partners today to find out more.