How can a superannuation claim help an amputee?

Published 26 Apr 2016

Australia is home to a host of dangerous diseases, from cancer to cardiovascular disease. In many cases, these can lead to serious complications for a person’s health and well-being – such as amputation. In cases like these, many are seeking ways to pay for prosthetic limbs to ensure access to increased quality of life.

If your quality of life is at risk because of amputation, it is essential to seek ways to ensure your future losses do not continue to damage your standard of living. One avenue is through a critical illness claim. But what are the costs of amputation and how can amputees ensure they have a better quality of life.

Amputations stemming from complex diseases

The consequences of critical illness can range from full recovery to chronic pain. Yet, one of the most common treatments is the amputation of limbs.

A recent survey from the Limbs For Life found that the majority of amputations in Australia stem from critical diseases such as diabetes and vascular disease. One of the major issues that the survey highlighted, however, was the poor accessibility to prosthetic limbs.

Due to high costs, some patients were being forced to take out large loans to ensure they could secure the artificial limbs they believe will offer them better life opportunities. One participant pointed out that she could not enter the tertiary system because of the thousands of dollars she needed to spend on several prostheses to ensure a better quality of life.

“I would never have been able to move on with my life with the limbs provided by government funding,” she said.

The global nonprofit organisation aims to raise awareness about the challenges that amputees live with. Yet, one of the clearest avenues for lifting the standard of living for amputees is through a claim against their insurers.

However, to ensure your claim has the best chance of being accepted, it is essential to have qualified and experienced advice. A superannuation lawyer from Gerard Malouf and Partners can guide you through the claim process while helping you understand each legal phase you pass through.

At Gerard Malouf and Partners, we offer a no win, no fee guarantee that can ensure their is no obstacle to making a claim. From the offset, we map the costs and fees of a case but only take payment if you receive a favourable settlement.

If you would like to learn more about how you can make a critical illness claim, talk to the experts at Gerard Malouf and Partners today.

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