How insurers are being intrusive in police officers’ lives
Published 12 Dec 2016
A recent news story alleges that insurance companies can be intrusive when they try to prove that a police officer has PTSD and determine whether he or she is eligible for compensation.
PTSD is a common problem for police officers and can render them unable to work anymore and in need of access to their superannuation. Find out how surveillance has a detrimental effect on the officers and what Gerard Malouf & Partners’ superannuation compensation lawyers can do to help you gain access to superannuation.
Invasive tactics used by insurance companies to investigate TPD claims
According to ABC, Brendon Bullock suffered from PTSD from years of serving as a police officer and, after resigning, was heavily surveilled by an insurance company, which caused him even more distress.
The Age reported that surveillance started after Bullock filed for compensation for his illness under the New South Wales Police Force’s superannuation fund scheme. A psychiatrist selected by the insurer confirmed that Mr Bullock had “total and permanent disability” in the form of acute PTSD in December 2012. She said that he was “badly depressed, if not at risk of suicide.”
However, even after being granted access to his superannuation, the surveillance is said to have continued despite lawyers asking them to stop. The lawyers say that the insurer’s behaviour could be illegal. The surveillance allegedly included looking into Bullock’s social media accounts and his other online activity.
Make a TPD claim as a former police officer
At Gerard Malouf & Partners, we know how much pressure it is being a police officer and how they are more prone to mental illness for this reason. According to Safe Work Australia, police officers are among one of the top three professions to be awarded compensation for a work-related mental disorder.
We’re knowledgeable about the recent revelations of surveillance and how this worsens the already critical condition of someone suffering from mental illness. The superannuation fund insurers have also been heavily criticised for the amount of time it takes for them to respond to hurt on duty claims, sometimes in excess of two years.
However, we are here to get you the compensation you deserve. We help former officers get lump sum payments through their policies every day. We know the tactics insurers use to avoid giving you maximum compensation and have the know-how to challenge them.
Contact us today to learn more about how we may be able to get you compensation for your total and permanent disability or even a partial disability.